LENDING INFO

PRE-QUALIFICATION

Pre-Qualification is an informal way to see how much you might be able to borrow for your new home. You can get “pre-qualified” over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. The lender will not make a commitment to lend to you based on this unverified information, but you will have a ballpark figure for how much you can spend on a house.

PRE-APPROVAL

Pre-approval is a lender’s actual commitment to lend to you. The process involves assembling financial records and going through a preliminary approval process that can take up to a couple of weeks.

WHY GET PRE-APPROVED?

Pre-approval provides you a definite idea of what you can afford and shows sellers that you are serious about buying. In addition to documenting your financial ability to close on a transaction, pre-approval shortens the time needed to close on a loan, and makes you a more attractive buyer for sellers who want a quick and efficient escrow.

DON’T KNOW WHERE OR HOW TO START THE PRE-APPROVAL PROCESS? DON’T WORRY.

Call us today and tell us little about yourself and we can help you get started. We have trusted mortgage professionals of the highest caliber on our team.

CONVENTIONAL SETH 5 STAR PROGRAM

  • $0 down with the Seth 5 Start down payment assistance Program
  • 5% down payment assistance
  • Home Buyer Education Required
  • Income limit up to 107k
  • Purchase price limit up to $484
  • Conventional loans with credit scores of 660 or higher
  • All of Texas except cities of City of Grand Prairie, El Paso, McKinney and Travis county

GET APPROVED NOW

ABOUT

DACASA Homes has built and developed residential homes and town homes since.

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GET IN TOUCH

1450 Sherwood Park Circle,
Houston – Texas – 77043 (USA)
+1 (281) 394-3777
contact@dacasahomes.com

CONTACT US